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Intangible Value

We are often told that the value of something is nothing, more or less, than what someone is willing to pay for it. That actually isn’t true of stocks and bonds; both companies and debt obligations come with tangible value, the one being a going enterprise, the other being a solvent lender’s promise to repay the debt.

Inflation Across the World

The inflation rate, which was so moderate for so long, is now back in the news—and the news isn’t good. The U.S.

Unusual Downturn

Are we in a recession today?  That’s one of the key questions that investors and economists are asking, and there is no easy answer.

2022 Second Quarter Investment Market Report

The bad news in the investment markets continues. U.S. stocks entered true bear market territory in the middle of the second quarter, and finished with the worst first six months' return since 1970. Meanwhile, bond rates rose, causing bond investors to suffer paper losses as well.

The Fed and the Bear

By now, you know that the U.S. Federal Reserve Board raised the so-called Fed Funds rate by three quarters of a percent—the largest increase since 1994. You may also have heard that the size of the increase took everybody by surprise—a list that includes economists, pundits, journalists and professional investors.

Not Your Father’s Retirement: Better

Inflation is up, the markets are down, and millions of Americans have, until recently, been forced to sit on the sidelines of the job market.  Baby Boomers entering retirement have it a lot tougher than their parents did, with their cushy pensions and cheap home prices.

Generous Americans

The ongoing humanitarian crisis in Ukraine has brought out the charitable in all of us; people around the world have been donating to relief organizations who are providing food, clean water and shelter to people who have been bombed out of their homes.  Overall , the U.S.

Protection Against the Unexpected

One of the most frequent complaints about our medical care system is the unexpected (surprise) items on your medical bill after a procedure.  Like the out-of-network anesthesiologist who bills thousands of additional dollars after you carefully scheduled a procedure at an in-network facility, with an in-network surgeon.  Or the expensive ambulance ride that turned out to be out-of-net

Bear Market Strategies

If we are not in a bear market yet, we're getting pretty close. The definition is a 20% downturn or more over at least a two-month period of time.

More than Finances: The Benefits of Holistic Advice from Financial Professionals

When thinking about our physical health, it’s common for people to take a holistic approach—that is, we think about ways we can practice being healthy overall, like eating a balanced diet and getting an adequate amount of exercise. Keeping our bodies healthy means improving our quality of life.

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